Terms of Service

By accessing and using the Chief Melford Okilo Foundation website ("Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

We reserve the right to modify these Terms at any time. Continued use of the Website after any changes constitutes your acceptance of the revised Terms.

Permitted Use

You may use our Website for lawful purposes only. You agree not to:

• Use the Website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to our systems or interfere with Website functionality
• Upload or transmit viruses, malware, or other harmful code
• Collect or harvest personal information of other users
• Use automated systems or bots to access the Website
• Reproduce, duplicate, or resell any part of our Website without permission

Account Responsibilities

If you create an account on our Website, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

Ordering Process

When you place an order for books through our Website:

• All prices are displayed in Nigerian Naira (₦) unless otherwise stated
• Prices are subject to change without notice
• We reserve the right to refuse or cancel orders at our discretion
• Order confirmation will be sent to your registered email address

Shipping

Shipping costs and estimated delivery times are provided at checkout. Delivery times are estimates and may vary based on location and other factors. We are not responsible for delays caused by shipping carriers or customs processing.

All payments and donations are processed securely through Paystack. By making a payment, you agree to Paystack's terms and conditions.

Donations

Donations to the Chief Melford Okilo Foundation are voluntary contributions to support our charitable mission. Donations are non-refundable unless made in error. Tax receipts may be provided upon request where applicable.

Refunds

Refund policies for book purchases:

• Damaged or defective items may be returned within 14 days of delivery
• Items must be unused and in original packaging for returns
• Refunds will be processed within 7-14 business days
• Shipping costs for returns are the responsibility of the customer unless the item was damaged or defective

All content on this Website, including but not limited to:

• Text, graphics, logos, and images
• Book content and descriptions
• Blog posts and articles
• Software and code
• Audio and video materials

is owned by or licensed to the Chief Melford Okilo Foundation and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written permission.

When you submit content to our Website (such as comments, reviews, or contact form submissions):

• You retain ownership of your content
• You grant us a non-exclusive, royalty-free license to use, display, and distribute your content
• You warrant that your content does not infringe on any third-party rights
• We reserve the right to remove any content that violates these Terms

THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

We do not warrant that:

• The Website will be available at all times or free from errors
• The content is accurate, complete, or current
• Any defects will be corrected
• The Website is free from viruses or harmful components

To the maximum extent permitted by law, the Chief Melford Okilo Foundation shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use or inability to use the Website
• Any errors or omissions in content
• Unauthorized access to your personal information
• Any third-party content or links on the Website

Our total liability for any claims related to the Website shall not exceed the amount you paid to us in the past 12 months.

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in Rivers State, Nigeria.

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes acceptance of the revised Terms.

We encourage you to review these Terms periodically for any updates.